A few ’secret’ places in the Philippines are developing rapidly with new retirement villages for expats; an investment opportunity overlooked by many due to the lack of media exposure.

One of the best places to retire overseas has to be the Philippines because it is developing fast and opportunities are abundant for expats and investors, especially in Samar, Romblon and Tablas.

The Philippines is known as an overseas retirement haven for both Filipinos and non-Filipinos; cost of living is about 20% compared with the USA and Europe; for US$ 90 per month you have a maid and for $200 a private nurse.

Many Philippine retirement villages are popping up in places you never read about in the media because it is in a developing stage. However this is exactly the reason why those locations might be the best choice; prices of real estate are still low.

Huge profits are also being made in real estate investment with any new retirement community in the Philippines; however prices are going up as we speak.

As a sideline, ’sustainable organic farming’ is developing near the retirement villages; a group of non-Filipinos has started a 50 hectare farm with Pili trees. It is a welcome alternative for the usually offered Philippine investment opportunity – condotels.

The group is expanding their business with honey bees for organic honey and not only the ‘bigger players’ (they are looking for investors-) can make a good profit but really any expat or retiree who wants to buy a few hectares; this provides for a nice monthly supplemental income.

One of their secrets to success is the fact that they are ‘foreigners’ who can assist ‘other foreigners’ in any aspect of starting a business or buying real estate; they think alike. Some expats are interested in a vegetable farm, flower farm, mango farm, goat farm, rice farm, poultry farm, piggery (hog) farm, game farm, dairy farm, cattle farm or bee farm.

Samar, Romblon and Tablas as a few of the best places for retirement overseas because most beaches are comparable with Boracay (a popular tourist destination in the Philippines); the big difference is found in the cost.

You can still secure a fantastic, pristine, clean and private beach fronting land for much less than what you have to pay at Boracay. Samar, Romblon and Tablas have adopted the ‘zero waste and zero pollution policy’ to safeguard their environment so their future looks bright.

With about one million tourists per year visiting Boracay, investors are now looking at Tablas Island (less than 30 minutes by boat) to develop a golf course and resorts where tourists can ‘escape Boracay’ and enjoy the quietness of nature as it should be.

Some Philippine retirement communities are focused on ‘themes’ like Spanish Villas or American style homes while other retirement villages are catering to Japanese, Koreans, Germans, Americans, Australians or other nationals.

Do you want more in depth information about retirement living available to Expats in the Philippines? I have just completed my new book on “Retirement Living in the Philippines”, which provides a comprehensive study of opportunities for fun, adventure, love and great friendships living in the Philippines. Download it at: http://www.retirementlivinginthephilippines.com

Will Irwin is researching all aspects of this exciting ‘Overseas Retirement Venture’ to use in his soon to be released book, “The Coming Real Estate Boom In The Philippines” and as an appointed consultant he is creating a database of persons who are involved.

Just released is his new book “Making Money In The Philippines”. He can be contacted at: will@retirementlivinginthephilippines.com

Will Irwin is a powerful entrepreneur and business and life coach. He has started many online and offline businesses both in the USA and in the Philippines, residing in both Hawaii and the Philippines.

Article Source:

http://EzineArticles.com/?expert=Will_Irwin

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Choosing Organic Just Makes Sense

Many people are electing to avoid the risk of chemical contamination of their bodies, families and homes. Fortunately, solutions for addressing change exist and are readily available. Choosing eco-friendly products allows us to live a natural, green lifestyle.

The benefits of organic bedding, choosing organic foods and wearing organic apparel are numerous.

Organic Foods

The Organic Food Association advises: It’s common sense; organic food is good food. Good to eat, good for the environment, good for the small-scale farmers and farm workers who produce it.

Organic farming is all about health and wellness. To assure optimum health and resistance against diseases, the natural balance in our bodies and in the environment must be maintained. The application of artificial chemical pesticides, fungicides, herbicides, fertilizers, drugs and genetic interfere with this delicate balance; with unknown and often harmful consequences! Organic farming impacts on much more than what can be tasted or seen.

Over the previous fifty years, commercial farmers have, of necessity, continued to increase the amount of these hazardous applications. Cereal crops are sprayed as many as 8 times during the growing season. Many fruit and vegetable harvests have been sprayed 10 to 15 times. Following the harvest the spraying process is repeated to prevent grow of bacteria during storage and transport. Excessive spraying of fruit and vegetable crops destroys natural bacteria, leaving the plants increasingly vulnerable to attack from unwelcome pests or disease. More insecticides and fungicides are then required to fight off infestation and decay. However, these pests rather quickly become immune to the chemicals applied and their population rapidly grows. More powerful and increasingly toxic chemicals are then required to contain the infestation.

Organic certification is the consumers assurance that products have adhered to stringent standards and have been grown and/or handled according to rigid regulations without contamination from carcinogenic pesticides, fertilizers, human waste or sewage sludge. Certification attests that the product was processed without ionizing radiation or
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artificial color or food additives. Organic or chemically manipulated, which would you rather put in your body? We are what we eat. When our diet is built upon natural organic choices we are providing our bodies optimum food, produced in optimum conditions. Organically raised vegetables and fruit provide more minerals and nutrients than commercially grown produce and are more intensely endowed with color, scent and flavor; they certainly taste better!

Certified organic meats are produced from animals that have been treated humanely and raised on certified organic pastures and feeds. Buy organic meat, it is the only meat product that guarantees that genetically modified organisms (GMOs) have not been used at any stage of growth production.

Organics And The Environment

The USDA estimates that within the next ten years half of all Americas food products will come from only 1% of the farms. The EPA states that commercial agriculture is accountable for 70% of the pollution in our countrys rivers and streams. Small scale organic farmers finance innovative and far reaching research designed to minimize agricultures impact on the environment. They maintain and preserve bio-diversity by planting heirloom varieties of plants and gathering seeds for future crops. The loss of a large quanity of species is one of the worlds pressing environmental concerns. The happy news is that many organic farmers and gardeners have been gathering, preserving seeds and growing unusual and unique varieties for decades.

Organic farming methods naturally enrich the soil with manure and compost. Well balanced soils product healthy, strong plants, nourishing for both people and animals. Organic agriculture can be a lifeline for small farms as it offers an alternative market where sellers can receive fair and equatable prices for their crops. Organic farming may be one of the last ways to assure the survival of both our ecosystems and our rural farming communities .

Conventional farming endangers workers and their families. Scientific inquires confirm chemical toxicity related medical problems which include cancer, birth defects, memory loss, paralysis and death. Unsecured storage, improper application methods and unregulated handling and transportation procedures are not at all uncommon and often lead to tragic mishaps. As pests develop resistance, farmers desperate to maintain or improve crop yields often resort to more and more applications of expensive and stronger chemical products. Faced with rising costs, depleted fields and contaminated ground water, more and more small farmers have been forced to abandon their livelihood.

Organic farming is safer and healthier for farm workers, but also promotes just compensation in the supply chain. Organic farming provides a viable and socially acceptable alternative to large-scale farming and the accompanying dependence on government crop subsidies. Support of the small organic farmer supports Americas economy.

Organic production methods dramatically reduce health risks. Many EPA approved pesticides were registered and approved prior to extensive research linking these toxic chemicals to cancer and other significant medical problems. Crop dusting has often resulted in drifts of toxic pesticides and herbicides from fields to residential areas.

Organic agriculture is one way to prevent more of these chemicals from contaminating the ecosystem. An increasing amount of research indicates that pesticides and other contaminants are considerably more prevalent in the foods we eat, in our bodies and in the environment than we previously thought.

By choosing organic products we lessen this toxic burden. Organic farmers regularly rotate crops and plant cover crops to combat weeds, nutrient leaching and erosion. “Soil is the foundation of the food chain”. The focus of organic farming is to use methods that build and maintain healthy, sustainable soils.

Organic Skin Care And Personal Products

Skin care and cosmetics are the least regulated products under the US Federal Food, Drug and Cosmetic Act. Whether it is soap, moisturizers or deodorants, skin care products are an essential part of daily life. Do we really understand what these products actually contain and what we are forcing our skin to absorb?

Have you ever suffered from itchy,stinging or burning skin? Chances are that your skin absorbed irritants and chemicals from your skin care products. The skin absorbs ingredients in all the products that come in contact with our skin. Consider nicotine or HRT patches. They rely completely on skin absorption.

As parents we are concerned for the well being of our children. We tenderly comfort and bathe them with a wide range of products. These include soaps, shampoos, creams and lotions, many of which are applied to babys delicate skin several times a day. The skin is the largest organ of the body and the skin of an infant can be up to 100 times more sensitive and receptive to toxic chemicals and irritating ingredients that the skin of an adult.

Without even realizing, mothers put their babies at risk daily. Did you know that applying powder to your babys skin may pose a cancer risk later in life? The principle ingredient in many baby powders is talc, which several medical studies have confirmed as a known carcinogenic.

Lanolin is a featured ingredient in many skin care products. When processed from organically raised sheep, lanolin is a wonderful healing balm. The danger lies in non organic lanolin that has been acquired from sheep that were dipped or sprayed for lice with chemical pesticides that are contaminated with carcinogenic ingredients such as DDT, dieldrin or lindane. The residue of these toxic chemicals remains in the processed lanolin and can cause severe reactions and long lasting health concerns.

Chemical free and all natural, organic products offer eco-friendly options that eliminate these dangers. You can avoid these and similar safely risks by using only certified organic products formulated from natural sources such as plants, fruits, vegetables and flowers. These products to do not contain synthetic chemicals such as lauryl sulphate, phthales, parabens, artificial fragrances or dyes.

Organic Textiles

By the end of 2008, the sale of organic textiles worldwide is expected to exceed $3 billion. Global demand for organic textiles is increasing in response to consumer demand. Organic production takes additional time, requires more skills and knowledge and costs somewhat more. But it is worth it. Organic materials do not bear hidden costs to the environment.

Choose Eco-Friendly Products! Choose Organic!

Consumption and use of green technologies is all about meeting the challenges and choices we face if we are to enjoy a sustainable quality of life within the limited resources of our world. If we become passionate about sustainability, we can make the planet a cleaner and healthier place for all of us to habitat.

Do you want to embrace a lifestyle that protects our childrens future? Do you desire to to live in the greenest environment possible with a conscience and respect and appreciation for the earth that sustains us? The quality of life for decades ahead is dependent on the choices we make today!

Polls reflect that about a fourth of the US adult population has a profound sense of environmental enlightenment and social responsibility. Almost half of us will buy organic and make earth friendly choices in many aspects of our daily living. Consumer awareness and education are a powerful force for change.

The consumption of organically raised products has grown by 20 per cent in the last year alone. Organic alternatives are readily available and the trend is escalating. Sustainability should be within everyones reach. Our choices matter and have a long term global impact. Let us decide to choose wisely!

Author Bio: M. Affeld
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is part of the Nandu Green Team – Nandu Green is a green lifestyle portal, offering quality, unique, intriguing and innovative merchandise from around the globe. Nandu Green offers a unique selection of unparalleled treasures, solutions for life’s special occasions all in one location.

Marlene Affeld writes for the Nandu Green Team of her love for the environment and all things natural. Here you will find fashion, beauty, health and wellness choices for fine living enthusiasts with a vibrant lifestyle in mind.

By: Marlene Affeld..

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Health And The Economy
 by: Dr Randy Wysong

We normally do not think that health is related to economics other than with regard to the costs of medical care. But there is another more fundamental way money impacts our wellbeing. If you could not pay your bills or had to worry about where the next meal would come from, would you be thinking about health, or survival? When we are trying to stay alive moment-to-moment we don’t think about food choices, supplements, organic farming, animal welfare or environmental issues. Those considerations are a “luxury” dependent upon economic capability. But they are a luxury we must have if we are to live a reflective life and survive on planet Earth. Without a robust economy, you can pretty much forget about people being environmental, health conscious, or even civil to one another. In starving nations, war is endemic, disease rampant and the environment is only a raw material to be ravaged to hopefully live to the next day.

The emerging world economy will ultimately place great economic stress on the United States. It already has. Thousands of jobs are being lost to overseas companies employing workers requiring a fraction of the wages demanded here. People in America increasingly try to maintain a standard of living through debt. This is great for all the banks popping up on almost every street corner, but bad for the people. Just in the past year there have been almost two million personal bankruptcies declared.

To compete in the marketplace, companies must keep their costs down. If that means shifting manufacturing elsewhere, that’s what will be done. India, China and other Eastern rim countries are the beneficiaries of this shift in manufacturing and labor pool. While American workers are clamoring for things to return to the way they were with high wages and generous benefits, workers in developing countries are happy as can be having a job for five dollars a day.

This trend will not go away with “buy American” banners or political rhetoric about treaties, minimum wages and outsourcing. The global economy is here to stay and that will mean the American standard of living will retract and the developing world’s will improve. Expect a decline in the standard of living, falling wages and investment insecurity.

Government is not the solution, since it produces nothing but only takes. Government saps an economy, it does not create it. The more that government is hands off, the better the economic vitality. A robust private sector economy (environmentally responsible), on the other hand, is not the enemy as it is so often portrayed, but is critical to financial vitality. Capitalism is not in itself a demon since it merely provides the mechanism for prosperity and with that the opportunity for a society to focus on matters of health and altruism. It works well if ambition and hard work, not merely greed, are its tools.

The inevitable decline of our standard of living is an inevitable and irreversible trend for the foreseeable future. It should concern us not because we want to see American super abundance continue, but because those who are unaware and get caught as casualties in this economic downturn will suffer in so many ways. The world is no longer business as usual.

Good health is not just about diets, supplements, organic foods and aerobics. It’s also about being safe, like driving carefully, not standing on the top of a stepladder, wearing safety glasses when chipping stone…and working hard, keeping our financial house in order and supporting societal choices that do the same.

Life is not surety, and neither is our economy. Nevertheless, hard work and prudent management will never be replaced and is as close to security as we can ever get. It, not entitlements and guarantees, is what ultimately creates the financial footing we need for good health and a sustainable, better and more peaceful world.

About The Author

Dr. Wysong is a former veterinary clinician and surgeon, college instructor in human anatomy, physiology and the origin of life, inventor of numerous medical, surgical, nutritional, athletic and fitness products and devices, research director for the present company by his name and founder of the philanthropic Wysong Institute. He is author of The Creation-Evolution Controversy now in its eleventh printing, a new two volume set on philosophy for living, several books on nutrition, prevention and health for people and animals and over 15 years of monthly health newsletters. He may be contacted at Wysong@Wysong.net and a free subscription to his e-Health Letter is available at http://www.wysong.net.

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